Posts Tagged ‘Oregon’

Annals of Compensability: A Cop’s Coffee Break

Friday, September 14th, 2012

Whether in a local coffee shop or a Dunkin Donuts (but never a Starbucks?), the coffee break is an iconic moment in the routine of a police officer and thus appropriate fodder for our Friday blog.
Carolyn McDermed, a lieutenant in the Eugene, Oregon, police department, left her desk in the station and walked across the street to purchase coffee. She planned to drink it at her desk. Unfortunately, she was struck by a car and suffered multiple injuries. Her claim for workers comp revolved around one central issue: was she on a personal errand or “in the course and scope” of employment? Was she on a break or on call?
An administrative law judge ruled that McDermed was indeed working; the ruling was upheld recently by the Oregon Court of Appeals.
McDermed worked in the Office of Professional Standards; she managed her own time and took breaks when she felt like it. But unlike most of us, who can leave our work behind when we head out for coffee, McDermed was still prepared to do her job. She carried her cell phone and might be required to return to her office on a moment’s notice. Indeed, her coffee breaks were not without incident: one time she witnessed an auto accident and administered first aid; another time she escorted a woman fearful of a stalker to the latter’s office; and when a vehicle caught fire near her office, she applied a fire extinguisher and exerted crowd control. As a well-known, 17 year veteran of the force, she found herself frequently answering questions out in public about community law enforcement concerns. No wonder she would take the coffee back to her desk, where she could at least enjoy it in relative quiet.
Public safety officers are a bit like comic book heroes: they are expected to respond to public need at a moment’s notice. Thus, even though there were no safety issues on the day of the accident, McDermed was prepared to respond had something arisen. She was on duty and on call. Her work environment was not limited to her desk in the police station, where most of her duties were performed.
In the Course of Employment
The appeals court clarified the concept of “in the course of” employment:

An injury occurs ‘in the course of’ employment if it takes place within the period of employment, at a place where a worker reasonably may be expected to be, and while the worker reasonably is fulfilling the duties of the employment
or is doing something reasonably incidental to it.”

It is possible to extend the implications of this ruling to the point where public safety officers are on call 24/7. When the police encounter a circumstance requiring intervention or assistance, they are obligated to respond. They might be home in bed, or shopping at a mall with the family, or just moseying across the street for a cup of coffee, but they must be ready for anything and thus they are, potentially at least, at work. Compensability would revolve around what they were doing at the time of the injury and why they were doing it. In McDermed’s case, her taking a break did not sever her availability for service.
So the next time you see some cops taking a coffee break (that shouldn’t take very long), rather than ask whether they could find something better to do, remind yourself that they are on call and at work, unlike most of us, whose coffee breaks really are a break from our daily routines.

A Hand for Dr. Woolley

Tuesday, January 4th, 2011

For nearly 15 years, beginning in 1990, Bradley Clark was a baggage handler for United Airlines. He started at age 33, and by the time he was unable to perform the work, he was nearly 50. Ten years in, he began experiencing pain in his thumb joints. In 2004 he banged his hand against a cart and was diagnosed with bilateral carpal tunnel, for which he had surgery. Unfortunately, the surgery did not stop the pain. (NOTE to claims adjusters: This is yet another example of unnecessary surgery, based upon the wrong diagnosis.)
With pain continuing after the surgery, Clark sought treatment from a hand specialist. He treated with Dr. Charles T. Woolley, who performed surgical fusions on both thumbs. Coverage of this surgery was denied, as a succession of five physicians concluded that Clark’s problem was osteoarthritis, which is hereditary and unrelated to work. The opinions included an IME performed by two doctors, who concurred with the other doctors that the condition was not work related.
Slam dunk for the employer, right?
Making the Case
In his choice of a hand surgeon, Bradley Clark stumbled upon a stubborn and determined physician, one more than willing to disagree with his colleagues. Dr. Woolley diagnosed bilateral trapeziometacarpal joint arthritis and insisted that it was work related. Among his impressively detailed findings:
– Clark was too young to develop osteoarthritis, as he was only 43 years old when the pain first developed.
– He found no genetic pre-disposition to developing osteoarthritis, as none of the other joints in Clark’s hands, such as his fingers, revealed osteoarthritis. There was no osteoarthritis in any other part of his body.
– Osteoarthritis in the thumbs is typically seen in women, in particular post-menopausal women. Clark rather obviously did not fall within this category.
– Clark performed significant lifting for 16 years, which required repetitive pinching of his thumbs. This kind of grabbing/pinching activity places significant loading on the thumbs and ultimately leads to a wear and tear of the thumb joints. Wear and tear over time led to instability of his joints causing the osteoarthritis. His TMC or thumb joints became unstable over time because of the repetitive grabbing/pinching use. Over time with continued use, his cartilage in his thumbs wore off due to the repetitive friction from the pinching/grabbing.
– Contusions/strains, such as the work injury he sustained in November 2004, also contributed to the osteoarthritis, because they cause damage to the cartilage which leads to instability of the ligament. Jamming one’s thumb also contributes to the development of osteoarthritis because it damages the ligament causing instability and then osteoarthritis.
– The thumb basal joint (where the thumb meets the wrist) is exposed to very high stresses with grabbing activities and the forces felt at the tip of the thumb are multiplied twelve times in their effect on the thumb base, thus predisposing this joint to wear and tear. Clark’s work activities as a ramp serviceman are the exact kind of activities to cause wear and tear to the thumb joint because of the grabbing involved; this wear and tear led directly to the osteoarthritis in his thumbs.
Deep Knowledge
While there were five doctors lined up against him, Woolley was the only hand specialist among them. The duelling docs bolstered their differing cases through articles in medical journals. The Oregon Court of Appeals was faced with a choice: side with the majority or side with the expert.
Ultimately, Dr. Woolley’s opinion prevailed. His compelling testimony, combined with his intimate knowledge of hands, won the day. So let’s have a little hand for Dr. Woolley, who could have taken the easy way out and deferred to his colleagues, but instead fought the good fight for a hard-working man who could no longer do his job.
(For the record, we duly note that Clark retired from his job long before the onerous baggage fees went into effect, at which time many of us lost a bit of sympathy for these harried and ultimately blameless workers.)

Oregon’s 2010 Workers Comp State Premium Rate Ranking

Thursday, October 21st, 2010

oregon

We have just one item to share today – an important and useful tool from the folks at Oregon’s Department of Consumer & Business Services: 2010 Oregon Workers’ Compensation Premium Rate Ranking, which ranks all 50 states plus the District of Columbia for rates that were in effect in January 2010.

We’ve taken the liberty of excepting a graphic to give you a sampling of the information, but you really want to save a copy of the report for future reference – the data is updated every two years. The chart offers a bird’s eye comparative view of state rankings; and accompanying chart breaks data down by state. As might be expected, there is more detail for Oregon.
Montana and Alaska continue to be among the two most costly states but shifted order since 2008. In 2008, Ohio ranked third highest costs, but has dropped to #17, while Illinois moves up to the #3 spot, a dubious distinction. North Dakota, Indiana, And Arkansas are the three least costly states in 2010. Massachusetts had previously been #49, rising in the ranks to #44 in a list where higher means less costly. For comparison, see the 2008 report.
For commentary on this report and other related matters, see our past posts:

News roundup: Oregon’s WC success, aftermath of California’s fires, and more

Monday, October 29th, 2007

Oregon’s success with workers’ comp – Can you imagine a state where rates haven’t increased in nearly 20 years? No, this isn’t a dream – it’s happening in Oregon. Joe Paduda of Managed Care Matters takes a closer look and analyzes Oregon’s success in workers’ comp. Joe notes that there is no single silver bullet, but a total package that contributes to the great results: an active bipartisan stakeholder group that includes management and labor; continual monitoring of the system to measure both processes and outcomes; a structured dispute resolution process with a focus on expediting cases; state-run incentives for return to work; and remarkable employer buy-in to every facet of the program, including OSHA inspections. Go read Joe’s post, he offers more detail.
South Carolina – In September, Governor Mark Sanford issued an executive order requiring the state’s Workers’ Compensation Commission to use objective standards in an effort to control benefit awards which were reported to vary “wildly” averaging 81% higher than other states. This order is receiving push back and prompted a recent clarification of the Workers Comp Order.
California fire update – Fitch Ratings says that the Southern California fires could be the costliest catastrophe insured loss event this year. ” … a preliminary estimate by EQECAT, Inc. has indicated insured losses to date have exceeded $1 billion and will continue to grow. Risk Management Solutions (RMS) estimated insured losses of between $900 million and $1.6 billion and warned that losses could even exceed this level if the wildfires continue to spread. Fitch estimates that each $1 billion of insured loss adds about 20 basis points to the industry’s 2007 loss ratio based on Fitch’s almost $440 billion 2007 net earned premium forecast. Fitch also notes that each $1 billion of homeowners insured loss adds about 190 basis point to the industry’s homeowners 2007 loss ratio.”
Disaster planning – In the wake of the California fires, SHRM has issuing some excellent reports on the employer response to the disaster and how HR is coping in California. These articles make for interesting reading as case reports and they also provide valuable lessons for employers in disaster planning.
NY constructionsConstruction Means Debris; Gravity Means It FallsWhen a steel bucket tumbled 53 stories off the future Bank of America tower near Bryant Park on Wednesday, raining debris and sending people running for cover, it was hardly a novelty. It was the 74th time this year that something fell from a construction site in New York City, the Buildings Department said yesterday. (Thanks to rawblogXport for the pointer)